When I first went looking for life insurance, I was expecting my first child and working as a hedge fund investor in financial institutions at Goldman Sachs.
Expert in the insurance industry's inner workings, I was struck by just how miserable it was to navigate as a consumer:
BS sales lines and obfuscation abounded.
There was no transparency or thoughtful advice.
And there was zero client advocacy.
When the carrier I applied to jacked up the price on me, the agent basically shrugged his shoulders (insider tip: worse pricing for me directly translated to a bigger commission for him).
I had to write the email negotiating with the carrier myself. (Side note: it worked. I got upgraded to better pricing. My so-called agent was not happy.)
I was appalled, and knew there had to be a better way.
So after I founded AboveBoard, we built AboveBoard Insurance Services, our independent life & disability insurance brokerage, which is relentlessly analytical and committed to affecting the best outcomes possible for our clients.
I'm proud to share a couple of our client stories with you - we are doing things completely differently. And better. By putting our insurance clients’ best interests first.
If you have loved ones who depend on the income you earn or care you provide for free, our interactive life insurance guide will help you figure out the right life insurance coverage amount for you. All you need to do is answer a few easy questions, and you'll get personalized advice and unprecedented transparency.
AboveBoard also handles disability insurance (both for individuals and employer groups) & more complex life insurance cases, such as permanent insurance (whole life, universal life, etc.) and group life plans for employers. Those are offline today, but we apply the same maniacal focus on facts-based analysis and client advocacy.
If you need help with or have any questions about life or disability insurance, get in touch with us at firstname.lastname@example.org
We'll be regularly posting tips to help busy people make smarter financial decisions, so check back soon and find us on LinkedIn, Twitter and FaceBook!