For many single moms by choice (SMBCs), the most natural plan is that their kid(s) would move in with a trusted adult or family if something happened to them. If that sounds like your situation, this is a helpful place to pause and think through what that transition would really look like, both emotionally and financially. We talk through the practical questions that can help you land on a coverage amount that would support your family well without putting financial strain on the household stepping in.
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